Mortgage brokers are a valuable resource when shopping for a loan. They can help you compare different lenders and products to find the best deal for your needs. The best mortgage brokers in Melbourne will work with you to get the best interest rate and term on your loan, and they won’t charge you any fees.
Mortgages are big commitments - and for most people, the biggest one they'll ever make. So it's important to get it right. That's why you need the best mortgage brokers in Melbourne on your side.
Luckily, we've done the hard work for you. We've compiled a list of the best mortgage brokers in Melbourne - so you can rest easy knowing that you're in good hands. Read on to learn more!
03 9568 5444
Why Choose Us?
As a specialist taxation and advisory firm, we don’t force round pegs into square holes. We build our procedures to fit your firms specific requirements. Like to receive files by Dropbox®? We can do that.
Prefer to get old- fashioned correspondence by mail? Need bookkeeping or just payroll help in addition to accounting services? We can help. Need finance advice as well? Not a problem.
EWM Accountants and Business Advisors are Chartered Accountants helping small business with their accounting, bookkeeping and taxation needs. Established more than 30 years ago, we are experts in helping small business and specialise is construction, investment, medical, dental and manufacturing industries. Based in busy Oakleigh in Melbourne, the firm is made up of a group of expert accountants who bring a wealth of experience to help fulfill our vision.
0490 527 699
We serve Australia-wide. We are a Melbourne-based brokerage. We have a strong focus on delivering outstanding customer service and carefully considered strategic finance solutions.
At Owlbroker, you will be taken care of from beginning to end of the finance journey. We have the knowledge and expertise to find the right solution for your needs. It is our absolute passion to guide you every step of the way.
1300 733 942
Home loans can be time-consuming and confusing. With various banks, offers, promotions, and credit criteria, it’s important to have a friendly expert to guide you to make an informed choice.
Want to improve your finances? The right home loans can help you save money and build wealth. We help you too.
A mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
Working with a mortgage broker can save you time and fees. Cons to consider include that a broker's interests may not be aligned with your own, you may not get the best deal, and they may not guarantee estimates. Take the time to contact lenders directly to find out first hand what mortgages may be available to you.
Pricing with mortgage brokers can be just as competitive as a bank, as long as the broker doesn't take too much off the top. Wholesale rates can actually be much cheaper than retail interest rates you'll get with banks, meaning a lower monthly mortgage payment.
Always look for a broker who holds an Australian Credit Licence or Credit Representative status, as required by the Australian Securities and Investments Commission (ASIC). For additional reassurance, ask if your broker is a member of the industry body - the Mortgage and Finance Association of Australia (MFAA).
Mortgage brokers provide a one-stop shop for their clients. They may have access to hundreds of potential lenders with only one credit inquiry impacting your score. They are often able to find great rates and get you approved quickly.
03 8256 1914
After your loan has settled, we don’t stop there. We have always touched base with our clients every year to make sure their loans are all still competitive and to check in to see if they have had any changes to their situation that needs attention. More importantly, interest rates tend to increase as the months and years pass, so we have put a stop to that ever happening again. My Mortgage Freedom customers have exclusive access to Australia’s first and only rate tracking technology.
This means that you can activate Rate Tracker on your home or investment loan to monitor your interest rate in real-time and protect you from any excessive interest rate hikes. This is all done automatically, and you will only ever be alerted if your interest rate has exceeded an acceptable level.
Whether you’re buying your first home, refinancing, building, or investing, a big ‘guy’ or a little ‘guy’, My Mortgage Freedom will get you there faster and easier. We’ll help you find the best deal, do all the dirty work for you and support you until long after the deal is done.
1800 940 752
We are a team of highly experienced mortgage brokers helping our clients to secure the best loans at the most competitive rates. We adopt a highly tailored approach for clients at all stages of the property journey, from first time home buyers to retirees. Beyond home loans, we work with businesses and investors, offering a specialised service designed to provide the latest industry insights and most accurate market advice. We invite you to learn more about Mel Finance and how we can help you. Book a free consultation and discuss your needs with an experienced Melbourne-based mortgage broker.
We know that purchasing your first home is an exciting yet often daunting experience. The Mel Finance team helps first homeowners in Melbourne navigate buying a property and securing a home loan. Move into the home of your dreams with a loan that suits you by working with our trusted mortgage brokers.
Our mission is to offer Melbourne residents a seamless and stress-free service, helping them through the entire refinance, mortgage or loan process. We prioritise the needs of our clients and strive to get them the best deals.
We are an industry-leading authority, entirely focused on providing the best service and offers in Melbourne. We are an MFAA (Mortgage & Finance Association of Australia) approved mortgage broker making us fully compliant with industry standards.
1300 832 536
With a combined experience of 15 years, Suraj and Karna bring their expertise in the residential and commercial mortgage industry to lead a team of brokers to assist our clients through the property buying process. We understand that each customer and their situation is unique. We can provide customised loan comparisons and tailored lending solutions across our extensive panel of residential and commercial lenders. Our consultations are obligation-free, and our services are at no cost to you.
03 8838 3592
We are a friendly team that focuses on putting our customers’ needs first. We will go to extreme lengths to get the very best solution we can for our customers. That is why all of our customers recommend us to their family, friends and colleagues, and this is how we have grown over the years.
Our well-experienced team at Opulent is extremely proud of the over 98% customer retention rate. We are very proud of our industry awards but what we love the most is that when we engage with customers, we usually embark on a lifelong partnership, assisting them with their and their families financial matters for many years.
Our consultations are FREE to you and are not biased to any financial institutions in our panel. Finding the best-suited solutions for you is our primary focus. All our customers also benefit from our experience and expertise in accounting and taxation through Opulent accountants. We do offer the whole package to you.
1300 354 354
While creating a successful mortgage business in its own right, the founders saw a need to offer a more holistic solution to their clients. In 2012, Inovayt Wealth was born to offer financial advice.
Innovate has since grown to over forty employees, opened four offices nationally, and introduced a commercial finance division to strengthen the offering to our clientele further.
03 9988 5325
We have a team of Mortgage Brokers based in Melbourne. We set the standard for finance broking by delivering what we promise: quality service, expert advice and tailored loans at low, low rates. We:
As a growing finance brokerage, Loanscope has built a strong reputation and forged close relationships with the major banks, non-bank lenders and non-conforming lenders. We have hundreds of home loan packages at our fingertips and the expertise to find one to meet your current needs and future financial aspirations. We can recommend reputable conveyancers, accountants, financial planners and other professionals to complement our service.
Our expert Melbourne-based advisors can come to you – and meet you when it suits you, where it suits you.
We operate in your best interest – because what’s truly best for our clients is best for our future. Our repeat customers and referral-driven growth prove we’ve made the right choice.
As expert mortgage brokers with years of experience, we have access to hundreds of loan products you can choose from – whether you are investing for personal or business reasons. You get access to the full market spectrum, not just the over-advertised basics.
1300 883 463
We’re here to find solutions, offer options, help you make better-informed decisions, and ultimately, ensure you and your family can live your best lives.
We’re called Resolve because that’s what we do. We’re here to resolve the challenges home buyers, home builders, homeowners, renovators and investors face on the journey to whatever’s next.
55 612 125 242
As with any financial strategy, the right loan structure depends on individual goals and circumstances, and getting the right advice is very important. At ALIC, we specialise in working with you to develop the most appropriate finance strategy and structure by talking with you and understanding your current financial situation and future goals.
To ensure these structures work, we work alongside your trusted advisors or give you access to ALIC’s trusted market specialists, including financial planners, wealth management/tax accountants, buyers’ advocates and other experts. The important thing is you have access to specialists to help and guide you through the process. Loans are arranged through some financiers, including all the major banks ANZ, Westpac, CBA, NAB and many other institutions, including Bank of Melbourne, Macquarie, and ING, to name a few.
Our premium ranking with the top banks provides a better outcome for you, our client.
From the outset, we work with you to understand your financial goals and ask some fundamental questions.
The team at ALIC will work with you to find the best solutions across the financial markets to meet your needs.
At ALIC, we have the most experienced team to find the right solution. From the first home buyer to the most experienced investor, or you’re refinancing to renovate or expand your portfolio. ALIC has access to over 2000 financial products in Australia. Our team is committed to not just working on your strategy and structure but to educate you through the process, giving you the confidence to grow your investments and understand your commitments.
Market Appraisal
Our services cater to getting our clients the best options possible, no matter their financial situation or real estate background. Contact us today to see what we can do for you. Schedule a consultation appointment today!
Credit Assessment
Whether you need help negotiating a mortgage or buying a new home, ALIC can manage all your mortgage needs. Our services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact us and find out how my services can help.
Mortgage Lending
Whether you’re buying your first home or looking for a new investment property, there’s lots of stress and complications involved in mortgages and financing. That’s where I come in. We help my clients with this service and so much more. Reach out today to learn more.
1300 468 234
Entry Finance is leading the way for flexible and cost-effective mortgage and financing options in Australia.
Our vision is to be the go-to finance and mortgage broker in Australia. We provide creative, efficient, and personalised solutions to suit your needs.
Our mission is to help you achieve your financial goals and secure your future. We have experience in and knowledge of both mortgage and finance broking. This allows us to give finance options to help you achieve your financial goals.
We believe in building long-lasting relationships by giving you honest and realistic options.
Our team will take away the jargon and converse with you in plain English, helping you understand your options better and make the right investment decision.
We will walk you through a stress-free and seamless process, no matter your circumstance. Additionally, we will keep you in the loop at every step in your buying journey.
We are your go-to finance and mortgage broker’s firm for the best financing options in Australia.
1300 007 352
We understand.
We make an effort.
1300 123 724
At Empower Wealth, we truly believe that increasing one’s wealth position is possible for anyone and everyone interested in making it happen. From saving for your first home to buying it and then building off its wealth base, to Superannuation, to identifying the best use of your household’s surplus income, to building a multi-million dollar property portfolio… It’s possible, but for almost every one of us, we need professional assistance.
03 9633 4625
Making a big purchase can be a daunting experience. There is always so much to consider when taking out a loan, whether refinancing, down-sizing, investing or buying your first home. That’s why it is vital to use an expert who understands the finance industry and can find you a competitive loan that suits your needs and lifestyle.
We aim to find you a loan that not only meets your requirements but exceeds your expectations in terms of rate, product and service. We believe in providing you with choice, and at Gilbees Mortgage Planning, we look forward to supporting you in your dream of owning your own home or investment property. Please read on to see how we can help you, or just visit our Contact Us page to get started today.
We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:
Putting our customers at the heart of everything we do sets us apart from our competition. Our commitment to you, our borrowers:
1300 861 463
Lend A Loan | Mortgage Broker Melbourne is a young Melbourne based mortgage and finance company with innovative software that helps each of our talented mortgage brokers find the right solution for our valued customers.
May it be a Home Loan, Business Loan, Commercial Loan, Car Finance, Refinancing or Debt Consolidation, our Melbourne Mortgage brokers can assist their clients with their loan requirements. Every single member of our mortgage broking team is ambitious, experienced and brings something unique to our finance company.
Our passionate and dedicated finance and mortgage brokers assemble each day in our Melbourne office with a few common goals and values, providing the best financial solutions to our valued customers and keeping their best interest first.
The Lend A Loan Finance and Mortgage Brokers have access to over 45 residential and commercial banks and lenders, which allows them to assist you in choosing the right loan product for your exact financial requirement.
Our Melbourne Mortgage Broker team can come and meet with you at your home, place of business, or you can reach us at one of our offices in Melbourne. To start your journey of finding the right loan and comparing thousands of loan products in one appointment with our expert Melbourne mortgage brokers.
We provide a range of finance and mortgage broking services.
Lend A Loan Mortgage Brokers have their customers' best interests at heart. We only recommend products that suit our customer's financial requirements
guidancemortgagebrokers.com.au
0405 447 241
Guidance Mortgage Brokers is an exceptional credit advisory that provides genuine service, choice, and advice to meet all your residential and commercial finance needs.
There are many good reasons why more than half of Australians now use a broker to secure a home loan. Probably the most important one is that we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.
0409 089 241
They were established in 2005 and have arranged thousands of home loans for thousands of clients ranging from first home buyers, clients wanting to refinance their existing home loan, or property investors entering the investment market for the first, second or third time.
We are committed to being part of our local community. We strongly focus on using technology to reduce our carbon footprint, making sustainable and balanced decisions that support positive social, economic, and environmental outcomes.
Calculators
Government Grants & Schemes
1300 612 253
We work intently and in-depth with all our clients.
For businesses, this means we spend the time to understand their business from a financial and planning point of view. This helps us understand the current pain points and identify the areas we can help to grow.
For individuals, we look not only at the current funding requirements but future goals. This ensures any funding we put in place is appropriate now and in the future.
For businesses and individuals, we have an annual review of all lending facilities to ensure they are still competitive and appropriate.
0403 335 235
Based in Melbourne, the award-winning team at Alecto Finance can assist you in sourcing a tailored loan to suit your needs. The team has over 50 years of combined experience in assisting our clients with purchasing a car or a piece of equipment to fit out your office or practice, as well as obtaining a residential or commercial property.
1300 899 819
Lenders and brokers will always try to sell you the easiest and quickest product they can. It is their bread and butter however it is not always the right choice. There are lots of unique products available that experienced investors are aware of but the general public will never hear about, and the only reason for this is awareness/ education. Crazy right?
With the recent financial industry shakeup in 2019, a lot of positive changes have happened however what has also occurred is a flat structure when it came to mortgage broker payments. What this means to you as the client, is that your broker is paid the same no matter what they offer and hence this causes what I call the “Vanilla Effect”. There is no immediate financial benefit for a broker to look deeper into your individual position and to try to find you the right product and the right lender. More often than not you will be pushed towards a lender the broker is comfortable using.
I know the difference between a bad broker and a good one, having experienced both, I built a brokerage experience around what I expect as a client. We look to build long term relationships and connect you with experienced advisors across a wide range of sectors who will make your purchase process as seamless as possible. We have built the business off the back of referrals from existing clients and will continue to do so, we look forward to working with you to connect you with the right product and make your next purchase as stress-free as possible.
We can connect you with experts who can help facilitate the entire purchase process. This includes the following services: Conveyancers, Tax Agents, Real Estate Advisors and Independent Valuers.
We have specialised services to help clients through every stage of the buying process, whether you are a first home buyers looking to navigate the available grants, or a professional investor looking to make a purchase via your self-managed super fund or family trust.
First Home/Investment Purchase
Whether you are a new home buyer or a seasoned investor, we will recommend the best products and lenders to suit your unique situation. You will always have regular updates from our team, and we will liaise with your advisors (accountants/solicitors/real estate agents/conveyancers) to make sure that everything is moving in the forward direction.
Self Employed/Business Owners
Traditionally business owners have to jump through more hoops to get their finance deal across the line and although many lenders offer products to you, we want to make sure you have the correct documentation and can get your approval first go this is one of the services that we specialise in. You will be provided with a fact sheet to complete and we will align your expectations with the right lender and the product that suits you and your situation.
Developer Finance
At a time when lenders are adverse to risk, your development needs to be a solid project and a great track record. Get in touch so we can discuss your project and the different products to suit.
Short Term Business Finance
Short term business loans can provide your business with a much needed cash flow boost especially during these challenging times. One of the main advantages are that short term business loans are traditionally from non-bank lenders and hence they are often far easier to secure and more importantly the turn around time is much faster.
Asset Finance
Asset finance enables you to access business assets such as equipment, machinery and vehicles without having to invest/lock up your own business capital. It can also allow you to release cash from the value in assets you already own or use your existing assets as security against a business loan from an asset finance lender. We have access to a wide range of products that will suit your business needs.
Construction Loans
A construction home loan is a type of home loan designed for people who are building a home or doing major renovations, as opposed to buying an established property. It has a different loan structure to home loans designed for people buying an existing home.
A construction loan most commonly has a progressive drawdown. That is, you receive instalments of the loan amount at various stages of construction, rather than receiving it all at once at the start. You generally only pay interest on the amount that is drawn down, as opposed to on the whole loan amount.
1300 366 670
Clark Finance Group was founded to demystify the home loan process and assist our clients in finding the right mortgage solution for their needs.
Holding accreditations with over 35 lenders including all the major banks / financial institutions and access to over 600 different financial products, we don’t just offer loans – we provide customised lending solutions.
To provide our clients with more choice, great rates, transparent advice and good old-fashioned personal service.
We do not believe our service ends with the settlement of your loan, but rather where our relationship begins. We aim to be your life long finance specialists by sharing your vision and helping you reach your goals faster.
Clark Finance Group is a Full Member and Approved Mortgage Broker of the Mortgage and Finance Association of Australia (MFAA), the peak industry association which provides a code of conduct and ongoing professional development for its members. We are committed to keeping up to date with all the latest finance developments and innovations to ensure you get the best product and service every time you contact us.
What makes us different is the fact that we think from the client’s perspective and provide a finance solution that’s about getting you the right finance and the right outcome based on what you need now and into the future
We’ll lead you through every step of the home buying process, give cutting edge insights on the property markets, answer every one of your questions and provide considered and thoughtful advice tailored to your needs
We have a customer focused, solution driven attitude. We aim is to be your trusted adviser to help you achieve your long-term goals. Offering transparent advice, backed by good old fashioned personal service.
0412 110 118
Mortgage Compare Plus was founded in 2016 by Steve Keramidas. We have opened our doors as a start up business, our aim being to make home ownership affordable and accessible to the everyday Australian.
Our values and philosophy are a reflection of the socially responsible company we aspire to be. We are a company which believes in performance with purpose and remain committed to our understanding that our financial position goes hand in hand with our social and charitable responsibility.
The Best Interests Duty, which took effect on 1 January 2021, legally obliges brokers to act in the best interests of their clients. This new law is on top of the National Consumer Credit Protection Act, which already regulates the conduct of brokers.
Mortgage Compare Plus must “prioritise their consumers’ interests” if there’s ever a conflict of interests, according to the legislation.
But while Mortgage Compare Plus have to follow the Best Interests Duty – banks do not. Steve Keramidas must give his client the best possible recommendation from all the lenders on his panel. However, a bank will recommend only its own products, even if there are better alternatives.
Steve acts in your best interests when recommending a home loan, and has a legal obligation to do so. Banks sell you products.
At Mortgage Compare Plus we understand the requirements that must be met and processes followed to obtain loan approvals at all major banks and financial institutions. Accordingly, our clients benefit from our knowledge, expertise and guidance with all their important financial lending transactions. We can assist you with:
1300 342 505
Experience across a range of customer types
We work with a range of customers, from first home buyers, homeowners looking to upgrade, sophisticated investors with extensive property portfolios, Australian expatriates living and working overseas looking to establish a property portfolio in Australia and we have a particular focus on the self-employed who, despite the significant challenges in clearly establishing their capacity to maintain an investment, are comfortable with complex financial strategies and have an entrepreneurial, “can do” approach to their portfolios.
We put you first
At Intuitive Finance we are very focused on our service standards for both new and existing clients. There are documented targets for all our customers and we are committed and passionate about ensuring you receive the ultimate loan “experience.” We also ensure that you are informed at every stage of the loan process including a post settlement follow up. For existing clients, we also ensure that we contact you annually for a review and an assessment of an RP Data property report for your portfolio.
Flexible approach – one size does not fit all
Once we have identified exactly what you want to achieve – whether it’s buying a first home, an investment property, refinancing or consolidating your existing debts, considering buying a business, setting up a self-managed super fund or establishing an investment portfolio – we create a specific approach, from assessing the suitability and practicality of the strategy to the identification of the best lending partners through to the compilation of the critical information necessary for the preparation of your funding applications.
Thorough and comprehensive
Once we’ve done the analysis and have been able to correctly assess such criteria as capacity and creditworthiness, we run a comprehensive review of the list of qualified lenders, their rates and of course any deals currently available. We gather together the detail required for the loan application and then submit these to the chosen lenders who meet the strategic requirements. As a result of the policy of doing things once, and correctly, our rates of rework are extremely low
Organised and professional
We make the often stressful and chaotic process around settlement as smooth as possible. We manage the timing of the document lodgement and coordinate with critical third parties such as conveyancers and solicitors.
Ongoing support and updates
Once the loan has been settled, we dont believe that our work is done and we are active in making sure our clients have a point of contact and are able to get information from us as required – we help ensure that issues such as repayment schedules and the provision of other facilities including credit cards are organised.
We are very focussed on the ongoing care and maintenance of your financial structures and want to make sure that clients always feel that they have a point of reference and that we are available to assist in any way we can. When the time comes to review the next phase of your investment strategy we are on hand to help with whatever is required – be it assisting with the identification of suitable assets to buy to assessing the suitability over time of the finance structures in place. We provide annual reviews and always look to provide our clients with updated property reports to identify portfolio value.
1300 447 010
We are a Boutique Mortgage Broker servicing the Eastern Suburbs of Melbourne, including Croydon, Lilydale, Ringwood & Mitcham.
Tundra Mortgage Brokers caters to First Home Buyers, as well those looking to Refinance their current Loans.
We specialise in offering you the right Home Loan for your situation, as we are not owned by a Bank! We have access to a large range of lenders and can therefore find you competitive interest rates and mortgages with the right features.
By using us, you take the stress out of finding the right loan. We do all the research, assist with the paperwork, and offer you a tailored solution quickly.
What Can We Do?
Unlike our competition we prefer to offer a full range of services, without sacrificing on the quality of each feature.
We do this by keeping our knowledge fresh and well-maintained, whilst honing the skills that we already possess. Instead of spreading our resources thinly throughout a variety of services, we instead choose to use the skill-sets afforded by our team to offer a superior level of understanding and expertise when helping our clients.
This means that we can tailor our services to suit you, whether you’d like to stay one step ahead of the latest interest rates, take advantage of our lender relationships, or have our team take care of all correspondence, whilst minimising your stress in the process.
(03) 8600 7900
Victorian Mortgage Group is a family owned and managed business. For over 75 years we have given hope to borrowers who have been turned away by the major lenders. By providing a flexible approach to the assessment of our clients’ finances, we have supported countless families with opportunities to secure their future. We are an Authorised Credit Representative (number 398 125) under Crucis Pty. Ltd. Australian Credit Licence 387 666.
Our team of professionals share a wealth of experience across all areas of banking and finance. You will benefit from our ability to anticipate, understand and resolve any issues that arise in the lending experience. Having financed more than 30,000 dwellings to date, we are more than prepared to support you.
At VMG, we listen to your story. We understand that people face unique challenges and we foster long-standing relationships with our clients to ensure they get the personalised treatment they deserve.
We’re with you every step of the way. While others simply crunch the numbers, we take the time to get to know you and understand the challenges you face.
Real people face real problems and everyone has a different set of circumstances. We’re interested in understanding your story and making a tailored recommendation to fit your needs.
We look at your individual situation and offer a flexible loan that can be used for all different purposes.
Offering some of the best-priced products on the market, we are able to match people with a product from our range to suit their circumstances.
With more than 75 years of experience financing residential mortgages, our team of finance industry professionals are well versed in finding viable solutions for those with special circumstances.
We understand that no situation is black and white. And when we assess your suitability for a loan, we take your personal situation into account so as to arrive at the best option for you. To get started, complete our online form and one of our qualified advisers will be in touch.
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