Ewm Financial Planners & Advisors Melbourne, Victoria
24-Nov-2021 By - team

A Financial Advisor is someone who helps people with their finances by providing advice on investments, taxes, retirement planning etc. They help manage risk and minimize tax exposure while maximizing returns for clients.

The best way to find an advisor is by doing your own research online or reading reviews from other customers that have dealt with them in the past so you can make sure you’re getting quality service.

Finding the right financial planner is tricky. There are many different things to consider, and there’s a lot of information out there on how to find the best one for you! 

Ultimate List of the Top Financial Planners and Advisors

Klear Picture – Financial Planners & Advisors Melbourne

Klear Picture Financial Planners & Advisors Melbourne

klearpicture.com.au

(03) 9998 1940

Melbourne Private & Business Wealth Advisors

At Klear Picture, we offer bespoke care while focusing on building strong and lasting relationships with each client. By cultivating a reliable, knowledgeable and friendly environment, we can help you understand your goals and tailor investment strategies to ensure you reach them.

As Melbourne’s financial advisors, we are committed to helping you reach your goals and make your dreams a reality. While we all seek financial freedom and the flexibility to pursue our goals and objectives, the particulars will always be unique to you, and that’s sometimes why speaking to a financial advisor is beneficial.

Because we understand that everyone wants something different, we’ll spend time with you in relaxed, no-pressure sit-downs to discover together what exactly it is you’re looking for in a financial plan. Then we’ll craft a custom plan designed to fit your needs. Whatever your goals may be, you need a financial plan with wealth creation advice that is specifically tailored to you.

Over the past decade, the wealth advisory landscape has seen a significant change in Melbourne. Gone are the days of simple service products. Today, the industry spends trillions to create new products and services that pull at our heartstrings with promises of a secure future. Yet, when the path to financial freedom isn’t visible, it becomes difficult for individuals to trust and feel like a number without clear pathways to financial independence.

As our promise is to provide bespoke solutions for each client, we have remained non-aligned with institutions. This frees us up to develop and tailor investment models that truly benefit you.

Klearpicture is the top local choice for financial advisors and wealth management experts here in Melbourne. Our tools, experience, and strategic planning capabilities are here for one single purpose: Building Your Financial Freedom. We aren’t owned by or partnered with any bank, financial institution, or product, and so our motivation is always driven toward your specific financial goals.

Our clients receive expert financial advice. That advice is always driven by analytical data, backed with industry knowledge and scaled to meet their individual metrics. Our Melbourne based financial advisors understand the challenges many people face when planning for retirement. Therefore, our wealth management strategies are focused on achieving long term goals with realistic short term financial milestones.

Why Klear Picture Smsf Advisors?

Klearpicture applies the same unrivalled level of care, attention and expertise to every single one of our clients.

Our personalised, professional service sees us hand-pick the most fitting investments from multiple platforms and the leading providers and deliver specialist advice, plans and strategies that align with your investor profile, goals and objectives.

We specialise in providing a range of advisory and investment services to help you achieve your financial objectives.

Foundation Financial Advice – Financial Planners & Advisors Melbourne

Foundation Financial Advice Financial Planners & Advisors Melbourne

foundationfa.com.au

0430339765

About Foundation Financial Advice

Conveniently located in the heart of Melbourne, Foundation Financial Advice is an FPA Professional Practice which helps clients like you maximise their financial position, ensure no opportunities are missed and provide an obtainable pathway to wealth. We help you achieve your goals on a fee for advice basis, so you can focus on enjoying life and not worrying about financial problems.

Foundation Financial Advice was established by Peter Tribolet. A Master’s degree qualified CFP® Practitioner with over 15 years of industry experience.

What we do?

We understand we will only succeed if our clients succeed. Our business is customer satisfaction through financial enhancement. We have successfully helped clients achieve their goals through the following services.

Retirement Strategies

Personalised advice and strategies for either a smooth transition to retirement or maximising your position to retire in style as you deserve. We look after your financial affairs so you can enjoy life and focus on the things you love to do. We help you and harmonise your position for the optimum balance of maximising Centrelink, minimising or elimination of Tax and both Asset protection and growth.

Smsf Advice

Helping tailor investment strategies, assisting in LRBA (Limited Recourse Borrowing Arrangements) for Property to be structured in both Commercial and Residential. Family intergenerational wealth planning and complex requirements. Combination SMSF Private risk and Industry fund advice. From establishment to winding up.

Defined Benefit Expert Advice

One of the few Advice firms, the objective of the provider, which will advise you how to get the maximum benefit possible out of these formula-driven funds and integrate the benefits into your holistic financial position and plan to outline optimisation and saturation points in the formula.

Wealth Creation Strategies

We design a plan that incorporates a diversified range of strategies that collectively can provide you with the necessary assets to build and protect real wealth. Your circumstances will determine the plan or suite of different assets (shares and property inside and outside super) that is required for you to reach your goals.

Superannuation Advisory Service

Pre & post-retirement strategies to ensure you and your family’s financial security in retirement. Intergenerational planning.

Aged Care & Estate Planning

Ensuring you or your loved ones enter the frailty years in the most informed way with CHOICE, it is also imperative to plan for the distribution of Estate assets to reduce them being eroded by Tax or fees for the family. Strategies to both retain the family home and protect, distribute and invest the proceeds.

Insurance And Risk Analysis

Research all approved and existing insurance policies for specific suitability, tax effectiveness and cost efficiency to match your personal situation and protect your and your family’s financial position.

Debt Recycling And Reduction

Offer alternatives and advice on ways to structure your debt, identify ‘good & bad’ debt & maximise the use of the equity in your property assets to maximise tax reduction and asset growth whi¦st protecting cash flow.

Budget Planning

Assist you in determining and quantifying your living expenses budget that you are comfortable with and measure this regularly. This is then protected, and surplus is driven to your investments, allowing you to reach and exceed your goals efficiently.

Loan Structuring And Debt Advice

Reduce your interest expense, establish an offset and linked card strategy to utilise deferring expenses while offsetting interest—complex structures for property portfolios, SMSF or Business Loans.

Business Insurance

Ensure you have the right amount of protection so that your business will continue in the event of accident, illness or premature passing of a partner or key staff member.

Claim, Centrelink, Workcover Or Complete Financial & Investment Check-Up

Common sense, down to earth, honest, confidential and professional financial planning advice in your best interests!

LBW Business + Wealth Advisors – Financial Planners & Advisors Melbourne

Lbw Business + Wealth Advisors Financial Planners & Advisors Melbourne

lbwca.com.au

03 9670 4445

LBW Business + Wealth Advisors, leading Geelong Accountants, Business Advisors + Financial Planners.

Get strategic advice and solutions as an individual or business from our team of accountants and advisors and improve your wealth management.

We go beyond traditional Accounting.

LBW is a leading Geelong Accountant’s that are focused on understanding your situation and goals to provide strategic advice and solutions. We provide accounting and wealth advisory to improve our client’s wealth management to help them reach their short- and long-term goals.

Proud supporter of Geelong Businesses.

Our team of highly qualified accountants, financial planners and business advisors are passionate about supporting Geelong, Melbourne and Australian businesses to grow. We understand Geelong businesses needs and are a proud major sponsor and supporter of the Geelong Business Excellence Awards.

We go on the journey with our clients.

We understand that personal and business accounting and wealth management needs are ever-evolving. We grow together with our clients, helping achieve their goals by supporting them in these critical areas:

Business Advisory Services

More than just compliance activities. We will develop a deep understanding of your business and your specific needs.

Taxation Services

Extensive experience providing tax advice to individuals, family businesses or multinational companies.

Superannuation Services

Personalised planning and expert advice for a successful retirement. LBW will help you plan with tailored options.

Financial Planning Services

Manage all your financial matters with ease and confidence. We care about your financial health.

Audit and Assurance Services

Experience in the audit of all types of organisations and business structures in a constantly changing environment.

About Us 

LBW is one of Geelong’s largest locally owned public accounting practices and has been in operation for more than 30 years. Our interactions with each other, our clients and our community are guided by the LBW WHY and our Values.

Lbw Why – Partnering with our clients, our people and our community on a journey of success by growing together and thinking and acting differently.

Our Values – Respect, Integrity, Trust + Continuous Improvement, Innovative + Learning mindset, Curious + Working together, Accountable, Care + Have Fun!! Our values inform our behaviours and are at the heart of everything that we do.

Australian Property Advisory Group – Financial Planners & Advisors Melbourne

Australian Property Advisory Group Financial Planners & Advisors Melbourne

australianpropertyadvisorygroup.com.au

1300 760 902

Property Advisors In Melbourne

At Australian Property Advisory Group, we help you understand the importance of dealing with independent professionals insured to provide professional unbiased advice. Real Estate Agents represent the vendor buyer’s advocates represent the buyer. Whilst we are buyer’s agents/advocates, we are qualified to provide our client’s advice, taking into account their personal circumstances, risk profile, goals, and needs analysis/ requirements.

We do not employ salespeople or telesales people. We do not cold call. If you have received a cold call, it is from another firm with a similar name. We can only help you if you make an enquiry with us.

Why should you consider engaging the services of a true property investment advisor?

Since the 1960s, we have been seeing a huge rate of population growth with the ‘to be expected’ growth in property, along with hundreds of estate agents offering a huge range of properties for sale at any given time. Whilst there is more and more information available on the internet, many buyers lead busy lives, particularly in their work. As a consequence, many are time-poor and can’t devote enough time to source their ideal property. This gives rise to a more specialised property investment advisor. Pays the commission to the agent to source a property. This can be helpful for buyers who live out of the area, interstate, or even overseas. Once the property has been found, the agent will negotiate with the vendor’s agent on behalf of the buyer.

Expert Property Advisors For Discerning Buyers

We understand that finding the right property can be a time-consuming process. Based on your precise needs, we can help you identify the right property and ensure that you only invest in the most suitable property. With our service, you can get access to the widest possible range of properties up for sale.

Our Story

Australian Property Advisory Group has been established by Andrew Crossley, avid Property investment and passionate about helping others achieve results.

How We Can Help You Increase Your Wealth

Our clients benefit from our personal experience and the same proven processes we use for our own investing. Our planning process is underpinned by impartial and thorough research and analysis.

We adhere to professional standards throughout the advice and property sourcing process that includes transparency, full disclosure and avoidance of any conflicts of interest. This is backed up with professional indemnity insurance. We charge a fee for service for the property research and advice provided.

We have access to substantial resources, networks, business processes and systems.

How We Can Help You Get Started

Our “risk-free” engagement process involves a free no-obligation meeting, some fact gathering and initial analysis between meetings, and feedback to you on what’s possible.

The initial meeting involves spending time discussing your goals and how we could help you. It’s primarily a getting to know each other session to see if you’re comfortable with me and also for us to judge whether we can help you.

At the follow-up consultation, we provide feedback on what’s possible, confirm our terms of engagement and then put the Property Investment Advice process into full gear.

Scope of services provided include a) full property advice, b) portfolio review and optimisation, c) property sourcing and selection, and d) ongoing mentoring and support. These services are detailed in a Property Investment Services Guide provided at the initial meeting.

Kearney Group – Financial Planners & Advisors Melbourne

Kearney Group Financial Planners & Advisors Melbourne

kearneygroup.com.au

+61 3 9428 8823

At Kearney Group, we’re much more than just accountants or financial advisers. We’re pioneers, charting a new way forward for the future of financial advice.

When you choose to work with us, we look to understand you as a person: your family and your business, your hopes and dreams, and all the things unsaid that keep you up at night. Where other advisers see their clients as bank accounts and balance sheets, we look beyond to the human.

And, like so many of you, we believe financial services is long overdue for a shakeup. So at Kearney Group, true collaboration sits at the heart of all our work. Ours is not a one-size-fits-all approach, nor the eternal shuffle-to-someone-else-who-can-help-you, always in another department. Instead, we work across divisions and teams to provide holistic financial services that put you at the centre and save you from the run-around.

At Kearney Group, we’re pioneering truly integrated advice, exploring the intersection of business and household. Offering multidisciplinary services across three divisions – Business Advisory, Private Wealth, and Strategic Lending – provided by an expert team bound together by a single goal of gathering around you and your unique needs.

That’s why we’re not just accountants or financial advisers. And that’s why, for our clients and our team alike, we’re known for pushing beyond the transactional to make way for the transformational.

Integrated advice teams.

At Kearney Group, we know the traditional limits of our space: a typical accountant gives you business advice without understanding its impact on your household. A mortgage broker can’t tell you how a loan will impact your tax or long-term financial objectives. A financial planner can’t even begin to understand the pressures of running a business, let alone integrate your business objectives into your overarching financial plan. Financial advice is plagued by silos.

At Kearney Group, we shift the dial – from silos to systems. Our integrated advice model deliberately breaks down the walls between divisions and individual advisers and assembles a team of experts from across our firm to provide dedicated service to you.

Our history

Paul Kearney founded Kearney Group in 1986 as a tax and accounting firm.

After 30+ years of constant reinvention and transformation, Kearney Group today is the vanguard of truly integrated financial advice for pioneers and their businesses.

Our team of more than 50 strong – working across our Business Advisory, Private Wealth, and Strategic Lending divisions – offers a full range of holistic financial services.

With one eye ever on the future, for our practice, clients and team members alike, we are catalysts for big ideas and lifelong home for the entrepreneurial spirit.

 

FAQs About Financial  Planners and Advisors 

What do financial advisors do in Australia?

A financial adviser can help you make financial decisions and plan for the future. This might include advice about budgeting, investing, super, retirement planning, estate planning, insurance and taxation.

Is it worth paying for a financial advisor?

Financial advisers can save you a lot of time and energy. While it’s possible to manage your finances on your own, working together with a professional can save you a lot of time, effort and energy, especially if overseeing them yourself leaves you feeling stressed or confused.

What’s the difference between a financial planner and an advisor?

A financial planner is a professional who helps companies and individuals create a program to meet long-term financial goals. A financial advisor is a broader term for those who help manage your money including investments and other accounts.

Can you trust financial advisors?

An advisor who believes in having a long-term relationship with you—and not merely a series of commission-generating transactions—can be considered trustworthy. Ask for referrals and then run a background check on the advisors that you narrow down. 

 

Financial Coaching – Financial Planners & Advisors Melbourne

Financial Coaching Financial Planners & Advisors Melbourne

financialcoaching.net.au

(03) 9821 4101

About Financial Coaching

Financial Coaching is a financial planning practice that believes in the difference that our advice can make – whatever your stage of life.

Located in metro Melbourne, we were established in 1969 with a mission to help our clients achieve their financial objectives.

There are few elite athletes that excel without the guidance of a knowledgeable and trusted coach. Our financial coaching process provides you with advice on how to achieve superior results, more than you would otherwise achieve alone.

Our method acknowledges there are few people who have the skills, the time or the discipline to achieve financial independence without professional coaching and a well thought out “training plan” to achieve your financial goals.

Our services

We offer an extensive range of financial services, which enable us to create a tailored financial plan, whatever your financial situation. We will assist you with managing your short and long term financial needs, from starting out in the workforce through to planning for retirement.

Wealth creation

Wealth creation is about building financial security now so you can focus on enjoying your lifestyle in the future. Choosing where and how to invest your money is a difficult decision and will depend on many factors, including your overall investment objectives, approach to investment risk and the amount of time you have to invest.

We can help define your personal situation and recommend financial solutions and strategies to help you reach your financial goals.

Whether you are investing in financing your business, lifestyle, private education or providing for your retirement, it’s never too late to take control.

Retirement planning

Planning for retirement is one of life’s most important financial considerations. The actions you take today will determine your lifestyle in the future.

Superannuation is one of the most tax-effective long-term retirement savings vehicles. However, it can be difficult to keep up with changing rules and regulations. We can explain the rules and provide you with strategies to help you maximise your retirement savings.

Corporate Superannuation

We offer a comprehensive Corporate Superannuation service – “The Team Financial Coaching Program” for company super fund requirements.

Covering for the company

  • Advice and technical support
  • Training and assistance with online clearinghouse facilities
  • Ease of administration
  • Education to payroll/HR team on the use of the online contribution system
  • Set up, ongoing management and administration of policy committee through annual review
  • Support and communication to members
  • Regular market updates (e.g. budget releases and topical investment updates)
  • Regular updates on compliance and statutory obligations
  • Tailor the company super fund to meet the companies requirements

Cover for the employees

  • Advice and support
  • Communication for new employees – Benefit maximiser kits
  • A team of financial planners & specialists to address members queries & requests
  • Adequate and cost-effective insurance cover
  • Claims and underwriting support and guidance
  • Employee education seminars for the staff

Risk insurance

Risk insurance forms a critical part of the financial planning process. It provides you with protection against the financial implications of an event such as death, disablement, serious illness or injury.

There is a range of insurance options available that we can tailor to suit your needs and personal situation.

Business insurance

Advice and direction on Business Protection insurance, including Business overheads insurance.

Self-managed super funds

Self-managed super funds (SMSF) gives you control of how your superannuation benefits are invested, operated and managed. SMSFs allow you to invest in a range of assets such as shares, managed funds, term deposits, property, art and collectables. You also have the option to borrow to purchase property and shares.

While SMSFs are a compelling structure for those who want full decision-making capabilities, having your own fund can generate a mountain of paperwork, such as looking after the establishment, asset administration, super administration, investment strategy and end of year financials.

As well as assist you with the establishment of an SMSF, we provide you with ongoing strategy, investment, insurance and estate planning advice for your SMSF and can provide assistance to other superannuation professionals in relation to asset administration, super administration and end of year financials.

Business succession planning

Advice and guidance on the establishment of Business Succession Planning. In partnership with your legal counsel or one of our panel solicitors, we offer a comprehensive service that provides business partners with an exit plan tailored to the individuals and family needs.

Business Insurance Policy Ownership Structures that we can advise on;

  • Self Ownership of each policy
  • Cross-Ownership of policies by partners
  • Individual policies owned by each person’s discretionary trust

Insurance Trust

Debt reduction strategies

Advice on debt consolidating strategies such as using underperforming assets to reduce debt. Debt elimination strategies such as using your super to pay out the home loan where possible.

Taxation structures

Developing appropriate tax-effective investment strategies. Structures (i.e. companies, trusts, superannuation and pension vehicles). Financial planning advice with regard to payments received upon redundancy or termination of employment. Retirement tax management including making maximum use of the available tax concessions, including Spouse Contributions, Spouse Rebates and the Government Co-Contribution.

Verse Wealth – Financial Planners & Advisors Melbourne

Verse Wealth Financial Planners & Advisors Melbourne

versewealth.com.au

1300 822 166

Services

Strategy

Helping you make the big decisions about whether to invest, contribute to super, pay the debt, buy a new home, start a business, sell assets and much more. It’s about the balance of achieving your goals, limiting stresses and growing your wealth to create freedom in the future.

Cash Flow

Getting your cash flow right is essential. You’re never going to achieve your goals if you can’t manage your money. We help people take control of their money by bringing structure, accountability and clarity to what you spend and increasing your savings.

Investing

We create diversified and transparent portfolios that are aligned with what you’re trying to achieve. We’ll educate you, set realistic expectations and manage your emotions through the ups and downs of markets. We use independent research, analysis and ratings to support our recommendations to ensure your assets are in good hands at all times.

Super

Choosing a fund, getting the investment mix right, making contributions and more. We’ll make the complexities of super seem simple, so you can maximise your nest egg and have the confidence that your future will be just fine.

Retirement planning

Ensuring you live the retirement you deserve takes careful planning. As you get closer, we’ll map out a strategy to maximise your super, consider more conservative investment strategies to reduce portfolio losses and use modelling to anticipate your capacity to live your best life through retirement.

Tax

You shouldn’t pay more tax than you need to, as less tax means more money to create your best life. We’ll help you use the rules to your advantage by investing tax effectively, maximising deductions and working with the right accountant.

Property

Whether it’s getting into your dream home, first home or investing through the property, we’ll help ensure you avoid common property mistakes. We will guide you through the property buying process with the help of exceptional mortgage brokers and property specialists.

Coaching

We’re your Financial Coach. That means things like improving your relationship with money, keeping you accountable, leaning into hard conversations, steering you away from the herd and managing your emotions during rollercoaster investment markets.

Employer share schemes

If you’re working for a tech start-up or listed company, we can help navigate the complexities and sometimes life-changing opportunities of RSU schemes, ESPP offers and ESS. We’ll help you make important decisions around risk, diversification, capital gains and more.

Debt management

We’ll guide your decisions about what debt to take on and create a strategy to pay it down. We’ll work closely with your mortgage broker to ensure your debts are always well structured and you’re not paying more interest than you should.

Insurance

We determine the risks relevant to your situation and advise you on the right insurance cover to protect you and the family. We don’t take commissions, which means cheaper cover for you.

Estate planning

Transferring wealth to future generations is about more than what you leave in your will. We’ll guide you through the choices that influence how effectively you pass resources onto loves ones and ensure your intentions are aligned with your plans.

Approach

It’s not just about money – it’s about your entire life. Money is just fuel for living the life you want, which means something different to everyone.

Uniquely Personal

Your life is your life, and financial advice needs to reflect it. We’ll align your strategy and decision making to what you value most. There’s nothing cookie-cutter here.

Complex Made Simple

No one wants to be overwhelmed with financial jargon and industry-speak. We’re obsessed with simplicity, so you’re empowered and feel in control.

We Make You Money

Let’s cut to the chase, you’ve got goals, but you’re here to make money. Our depth of knowledge, experience and access to professional networks will make sure you do.

No Commissions, No Kickbacks.

We’re not aligned with any financial products and don’t take commissions. That’s the traditional financial advice industry.  

Your Whole Financial Life.

We manage your entire financial life by surrounding you with the right experts at the right time. We’re always collaborating, so nothing is missed, as everything counts. 

The Process Introductory Chat

‍A free video session to work out if we’re a fit. We’ll seek to understand your motivations for wanting advice and let you know if there’s value in working together. We’ll also give you a chance to ask any important questions upfront. Once booked, you’ll get an email and SMS to let you know how to prepare for the Introductory Chat.

My Best Life

‍Let’s get clarity on your ‘Best Life’. It may be a combination of achieving goals, having experiences, eliminating worries and improving lifestyle by creating more time, freedom and choice. We’ll also go through all aspects of your financial life, so we have a clear understanding of where you’re at right now.

Workshop

‍We’ll paint a picture of what we can achieve together. We’ll explain the areas where we’ll add value, what should be prioritised and how you need to evolve your financial thinking. In this session, we’ll provide you with a Client Agreement to confirm the service and fees.

Advice and Guidance

Over the first few months together, we’ll get you financially organised, develop strategy and get you taking action. Beyond that, we’ll be in your corner consistently to help you navigate the uncertain journey of life. Whether it has children, the career change, a scary new mortgage, failed relationships, falling markets, or just changes to tax, interest rates and super, Verse will help you bounce through it all.

Freedom Finance – Financial Planners & Advisors Melbourne

Freedom Finance Financial Planners & Advisors Melbourne

ffau.com.au

1800 662 892

Welcome to Freedom Finance Accounting.

“Freedom Finance Accounting is a firm small enough to be caring and really personal, but large enough to provide high-quality service, leading-edge advice and second to none results”. 

Our team are highly trained with extensive experience, providing smart solutions to solve your problems and constantly looking for opportunities, whether for you as a business owner or an individual.

As specialists working with businesses of all sizes – none are ever too small or large – our strong focus is assisting you whether its tax compliance including income tax, GST and other ATO matters; tax planning to reduce income tax, GST and CGT and to enhance cash flow; resolving business problems; helping you grow your business, or improving bottom-line profit. We know about all aspects of business and are passionate about helping you be successful. We also recognise business owners are “experts” in their own business, and by using your knowledge and our skills, optimum results for your business are achieved.

Financial Planning

Build Your Wealth & Secure your future

Expert Advice With Your Financial Planning Needs

At Freedom Finance Australia, we assist clients to effectively manage their finances with the future in mind.

Our Financial Advisers first establish a clear picture of your current circumstances and then help you define your future financial and life goals. They will develop a custom financial plan designed to achieve your goals and to manage your resources going forward.

We can assist you with:

  • Insurances
  • Superannuation
  • Financial Planning
  • Wealth Creation
  • Succession Planning
  • Retirement Planning

Paterson Retirement Planning – Financial Planners & Advisors Melbourne

Paterson Retirement Planning Financial Planners & Advisors Melbourne

plantoretire.com.au

03 9439 6271

About Our Company

Paterson Retirement Planning opened its doors in 2020 under the direction of Senior Financial Adviser Edward Paterson. Ed is passionate about the provision of tailored advice and taking the complexity out of making financial decisions.

​Our Office is located on level 5, 171 Collins Street, Melbourne, next door to the Regent Theatre.

​Paterson Retirement Planning provides advice on Superannuation, Retirement Planning, Aged Care and Centrelink. Although we provide retirement advice to all, we specialise in teachers and public sector employees.  

Yield Financial Planning – Financial Planners & Advisors Melbourne

Yield Financial Planning Financial Planners & Advisors Melbourne

yieldfinancialplanning.com.au

03 9819 0690

Make Your Money Work, So You Don’t Have To

Leveraging over 70 years of experience, Yield’s Financial Planners will help you turn your goals into reality by formulating a financial roadmap for achieving them.

Once in place, it is not a set and forgets strategy. We will help you manage change and, where possible, take advantage of it, as it inevitably occurs.

As your financial planners, we will work with your other trusted advisers and help unify all aspects of your financial world to take some of the stress and confusion out of these decisions.

You are choosing Yield to secure your future guarantees honest and proactive advice that puts your interests first, combined with a streamlined client experience that you can depend on.

Yield Is A Financial Planning Association Professional Practice

Awarded to Yield for our high ethical standards and putting our client’s interest first

Founded by James McFall in 2006, we service the needs of Australian professional’s at home and abroad. We harness the latest technology to make our advice accessible, efficient and highly engaging. This has improved not only our service delivery but also our ability to achieve consistent investment returns that regularly exceed our benchmarks. What guides us is a relentless focus on delivering an exceptional client experience, and our team take wealth accumulation and retirement planning strategies to the next level! We love showing our clients how to achieve big improvements to their retirement prospects, often with relatively small adjustments to their life.

Situated in the leafy suburb of Canterbury, in the inner east of Melbourne and with an office in the Sydney CBD, our team are diverse, ethical, caring and thorough; and we understand money! We know how you make it, keep it, and will even help you feel confident spending it, now and in retirement. Our ‘secret’ for consistently helping clients grow wealth and retire securely is to personalise our financial solutions to what they are trying to achieve. Financial advice in YOUR best interest is the key. This simple philosophy is how we build long-lasting relationships, and our client feedback demonstrates the success of this obvious and proven approach.

Proudly, we have always been independently owned and have operated a fee for service investment model since 2006. Well, before it became mandatory in the financial planning industry in 2013, because it is transparent, and that is what we are all about.

Endorphin Wealth – Financial Planners & Advisors Melbourne

Endorphin Wealth Financial Planners & Advisors Melbourne

endorphinwealth.com.au

03 9190 8965

Endorphin Wealth specialises in strategic wealth management services and solutions. Our financial advisors are experienced in all areas of personal wealth management, including asset and wealth investment management, investment advice and estate planning, and capital wealth management.

We are detailed and diligent in our wealth services, employing dedicated resources and engaging with external investment research so that we can locate the best investment opportunities for our clients by increasing their returns and reducing risk. We work hard to ensure that capital is not lost as part of the wealth management process and believe in engaging defensive strategies where possible.

Here at Endorphin Wealth, our clients come first. We have extensive experience in working across complex entity and asset structures and will work closely with your preferred accountants and specialists to achieve outstanding results.

Don’t leave your future to chance. If you are a working professional approaching retirement or a high net worth household and prefer the personalised service and close relationships that a small wealth management firm offers, speak to Endorphin Wealth today. Together, we will take your private wealth management to the next level.

Driving Value for Clients

Endorphin Wealth specialises in strategic wealth management services and solutions. Our advisors are experienced in all areas of personal wealth management, including asset and wealth investment management, investment advice, estate planning, and capital wealth management.

Our Company Values

Client Focused

We help our clients to identify, plan for and live their best life.

Quality

We maintain great attention to detail and compliance

Reliable Team

We support each other, reward our performance and deliver on our promises.

Innovation

We are committed to continual improvement to enhance our client’s experience.

DMFS Financial Advisers – Financial Planners & Advisors Melbourne

Dmfs Financial Advisers Melbourne

dmfsfinancial.com.au

1300 364 651

DMFS Financial Advisers

DMFS Financial Advisers is a personal service investment, superannuation and retirement planning business. According to Money Management, 67% of financial advisers do not believe the client’s parents, DHS and aged care is an issue they are required to service. We believe that we can either assist with a client’s needs or have the resources to refer to someone that can.

Retirement planning is a focus of the firm, along with aged care and superannuation (40+ age bracket), which are all closely related (family-related). Why 40+? If you are paying down household debt, getting children through education, life is simple, pay the debt quickly, do the best you can, and survive! We assist in wealth accumulation and are not licenced in personal debt (mortgages). 

We can refer to appropriate brokers, general insurance brokers and estate planning solicitors, who will give the advice you need. After the tasks of child-rearing, we ensure you are the financial priority in your own destiny. We focus on working in partnership, which is more a relationship with our clients, in retirement planning. We respect that funds invested \ strategies delivered are based on the client’s needs first basis.

Many financial planning practices focus on fee-based reviews. We focus on event-based advice. Event-based advice is knowing that you have access to your adviser when you most need our services. Simply, we return calls promptly, and you have access to your advisor’s mobile phone number. So you can sleep at night. We pay attention to these needs with one goal in mind- Your retirement needs. How are we different – We specialise in an investment discipline that suits you. 

If that is an industry fund, a retail \ employer fund or Self Managed Superannuation Fund, our role is to simply explain the costs and returns (historical) or those decisions. Decisions made by you, the client. If you are conservative and require term deposits to protect your assets, best of breed managed funds, or direct equities, our licence and investment approach covers all these areas. If you are ready to start your financial planning journey, contact us today at 1300 364 650 via appointment or referral. 

At DMFS Financial Advisers, we have a dedicated belief to assist our clients during a life change, event or financial need that requires a solution. Mostly, planning for retirement requires careful consideration from a qualified financial adviser.

David Mac Manus holds the Dip. FP, Certified Financial Planner® Professional and Fellow Chartered Financial Practitioner (FChFP) designations from the FPA and the AFA, the industry’s two leading bodies. Our commitment is to be there when you need us the most. Our advisers return calls to our clients at first availability (normally within 24 hours). 

All clients have access to their adviser’s mobile phone numbers and can avoid reception “blockages”. We limit our client numbers to reduce this burden for clients. Before we go on annual leave, our clients are notified well in advance. With professional financial planning, we can help manage your wealth, ensuring a more prosperous future for you and your family.

Aged Care is a specialist service of the firm. As this is a complex area, DMFS Financial Advisers aims to assist with the Department of Health and Ageing (and all the necessary forms), so you can spend time with a loved one during an emotional transitional period.

Collinsfp – Financial Planners & Advisors Melbourne

Collinsfp Financial Planners & Advisors Melbourne

collinsfp.com.au

0419 632 778

Our Approach Involves:

Understanding your financial situation

The first stage will involve discussions covering exactly what you want to achieve, including your long term and short term goals, as well as your expectations of us as your Financial Adviser. We will ensure we have an understanding of your current financial situation, gathering information such as a record of your assets and liabilities, income and expenditure and discussing your attitude toward risk.

Developing your strategies

Now that we have an overview of your situation, we will begin to develop strategies that are specific to your requirements. A good Financial Adviser will take into consideration your current finances and future goals, along with your risk profile, to ensure the strategies applied are the most appropriate for you.

Statement of Advice is issued

Once the strategy has been finalised, we will provide a formal, written “Statement of Advice”, which covers specific areas as prescribed by the Australian Securities & Investments Commission. It will outline a detailed investment plan and the recommended course of action, so it’s important to read this thoroughly before proceeding.

Implement the recommendations

If you are happy with the recommendations detailed in the Statement of Advice, we will begin to implement the recommendations. This may involve bringing in other professionals such as Lawyers, Accountants, Mortgage Brokers etc.

Maintaining your Financial Plan

Your Financial Plan should be reviewed regularly to ensure it continues to meet your financial needs and investment goals. As time goes by, your situation will inevitably change, and we encourage you to review your circumstances with us frequently so that your strategy remains relevant.

Why Choose Us?

An innovative and strategic mindset

We provide you with insights and solutions to ensure you are full across the benefits and consequences of various strategies. We understand that having financial control and direction is important, and we create an action plan that not only helps you towards your goals but keeps you on track and focussed along the way.

Why choose Collinsfp as your Trusted Adviser?

  • Future Focussed
  • Unique Approach
  • Professional Team
  • Trustworthy and Reputable Company
  • Objective Advice

Understanding your financial affairs has never been more important, and we are here to guide and assist you through various Financial Planning matters.

Flinders Wealth – Financial Planners & Advisors Melbourne

Flinders Wealth Financial Planners & Advisors Melbourne

flinderswealth.com.au

0434 992 241

At Flinders Wealth, we help organise your finances so you can spend your time doing things that are more important to you.

We will develop a tailored Roadmap for your money – a step by step list of action items to get you feeling positive about your future. We want to work with clients who are interested in making smart choices with their money and getting their financial house in order.

Importantly, we are not owned or controlled by a bank, life insurance company, fund manager, superannuation provider or any other institution. Flinders Wealth does not accept investment commissions.

This ensures we are positioned to provide you with financial advice you can trust.

Flinders Wealth services clients across Melbourne, the Mornington Peninsula and Regional Victoria.

The FPA is a professional association requiring financial planners to meet strict entry criteria. The FPA’s professional framework its members operate within holds the highest standards for financial planning regulation around the world.

Highlighting the commitment to the professional and educational standards Michael and Nick are active members of the CFP® Education Advisory Committee and assessors for the Applied Strategies unit.

Maddern Financial Advisers – Financial Planners & Advisors Melbourne

Maddern Financial Advisers Financial Planners & Advisors Melbourne

maddernfinancial.com.au

03 9999 7201

Independent Financial Advisor

Not all investment advisors are equal. We specialise in providing independent financial advice services, insurance and investment advice to professional people who have achieved career success or aspire to it.

Our clients cover a broad range of industries, from health to engineering, university lecturers and business owners. Our clients have a broad range of investing interests, from direct shares to direct property to gold and diamonds. As we aren’t controlled by an external investment company or insurer, we can review all available options and customise a recommendation just for you.

If you have wealth to invest and protector, you know you will have significant wealth down the road – you can choose our Melbourne based team with confidence.

Self Managed Super (SMSF) Advice

Considering an SMSF, or simply want to take control of your superannuation or access a more diverse range of investment options?

In Australia, over 1 million people have made the step to control their own super and set up their own SMSF. The SMSF option is no flash in the pan; the SMSF sector now represents a combined SMSF asset value in excess of $550 billion. That’s a lot of SMSF’s.

We are Melbourne’s leading SMSF advice firm, and you can rest assured that we provide clear, tailored solutions that are linked to your goals and objectives. Depending on your experience and desire for involvement, we can fully or partially manage every aspect of your fund or simply provide strategic input where needed.

Why Maddern?

If you own a small or medium business, or you’ve built a successful career, you belong with Maddern Financial Advisers.

As a boutique Melbourne-based financial advising firm, we offer specialised focus, integrated financial advice services, outstanding qualifications and experience, and a genuinely personal approach.

We can give you complete financial, accounting, taxation and business support service that integrates with your wealth creation goals.

We don’t try to be all things to all people. Instead, we focus on offering specialised services to a select group of clients. Most of our clients are either small-medium business owners or successful career professionals, with a particular focus on the sporting, aviation and health industries. Some of the specialised services we offer our clients are:

  • Business start-up advice and management consulting, based on our long experience of successfully meeting business challenges.
  • A completely integrated self-managed superannuation fund (SMSF) service: investment strategy, tax planning and administration.

When you choose Maddern Financial in Melbourne, you’re working with award-winning Independent Financial Advisers, SMSF Advice specialists and expert Accountants.

At Maddern Financial, we are Melbourne’s leading truly independent advisory firm. We provide clear and tailored solutions that are linked to our client’s goals, objectives and aspirations. 

Unlike most Australian Financial Advisers, we are not wholly or partly owned by a bank or other financial institution. We are 100% independent, which means that we are under no pressure to recommend particular products or structures. Our Independent Financial Planners work on a strictly fee-for-service basis – we don’t accept investment commissions or other FUM-linked benefits from product manufacturers. In other words, we don’t serve two masters: when you become our client, we work for you and only you.

We provide investment advice, SMSF (Self Managed Superannuation Funds) services and investment opportunities, tax accounting and business services.

You can rest assured that the Financial and Accounting advice that we provide is based on merit and comprehensive analysis.

TruWealth Advice – Financial Planners & Advisors Melbourne 

Truwealth Advice Financial Planners & Advisors Melbourne 

truwealthadvice.com.au

03 8648 6535

When it comes to your money, do you want to:

  • Be more confident with your decisions?
  • Be more organised to save yourself time and worry?
  • Spend time on the more important things in life and not financial issues?
  • Know an expert is overseeing things and keeping you out of harm’s way?
  • Choose what’s best for you and your family, without limitation?
  • If any of this sounds like you, you’re in the right place. 

Helping you make smart decisions that impact every area of your life

Although money can’t buy happiness, it can provide you with choices and options now and in the future. 

You just need the right guide (us) and a solid plan to get you there.

Everyone Deserves A Life They Choose 

TruWealth is a Melbourne-based financial advice practice that specialises in helping pre-retiree single women – those who have never married, are widowed or divorced – to manage their financial affairs and achieve financial independence. 

Our mission is to empower single women so that they feel financially secure and in control of their financial future by taking them through a process that educates them and takes them on a journey. 

Established in 2010 as Assetplan Advisory, TruWealth holds its own Australian Financial Services Licence (AFSL) and provides strategic financial planning advice. We believe that when it comes to managing your money, there is no room for error. The happiness of you and your family depends on it.

Money does not need to be scary, overwhelming or confusing. You deserve to understand how it impacts every part of your life.

And how it can provide 

  • Confidence
  • Freedom
  • Control
  • We get it. We’re just like you.
  • We say it as it is (the truth and only the truth)
  • We don’t give up (ever)
  • We know progress requires discipline (and accountability)
  • We know it is all about you (no cookie-cutter approach)
  • We provide advice tailored to you (we have our own license)  
  • We are more than just what you see (there’s a panel of other experts on our side)
  • We know that if you succeed, we do too!

Hewison Private Wealth – Financial Planners & Advisors Melbourne

Hewison Private Wealth Financial Planners & Advisors Melbourne

hewison.com.au

(03) 8548 4801

Hewison Private Wealth is one of Australia’s leading, award-winning wealth management and financial advice firms.

Established in 1985, we have gained 35 years of experience and currently manage over $1.3 billion in funds under management. We take great pride in designing bespoke investment portfolios for clients that deliver on their dreams, goals and objectives.

We are completely independent, adopting a direct investment philosophy, and have always been a commission-free firm. This ensures the way we treat a client’s financial future is tailored to their ambitions and what’s in their best interest every step of the way. All Hewison Private Client Advisers have the highest possible CFP designation, tertiary qualifications and are professionally certified. This knowledge and expertise provide clients with great confidence and a high level of trust with the entire Hewison team.

Driven by client outcomes

At Hewison Private Wealth, we recognise the individuality of every client and tailor our investment plans and financial advice specific to your unique financial needs. We are focused on achieving the best outcomes for you and your family, delivered with an unwavering commitment to service and building lasting relationships.

Established in 1985, we have refined our strategic approach, service offerings and administration platforms with the insights gained in our 30 plus years of experience. We manage clients’ affairs based on respected experience and integrity, combined with advanced financial intelligence.

The value of independent financial advice

Hewison Private Wealth is one of Australia’s premier independent financial advice firms.

We’re not connected to any financial institution or platform, our research is conducted in-house, and we won’t earn a commission from any products we recommend to you. Our unwavering independent status provides you with the confidence that our recommendations are totally unbiased and based only on your best interests.

Direct investment philosophy

We prefer to invest directly into markets such as Australian Securities Exchange-listed securities, real estate and interest-bearing securities, rather than via managed fund structures. We believe this investment method provides our clients with more flexibility and control, as well as being cost-effective.

This direct investment philosophy, together with individually managed accounts, provide clients with optimum service and investment strategies that have been tested and adapted, over the last 30 plus years, to cope with rising and falling financial markets.

Effective Cash Flow management and taxation efficiency are two vital strategy elements that are enabled by direct investment.

We place a strong value on remaining independent. This allows us to provide our clients with strategic planning and ongoing recommendations that are unbiased and based only on their best interests.

Unlike many financial planning firms, Hewison Private Wealth charges a fee for service. We do not receive any commission-based payments.

Guest post by : team Form -

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